Friday, August 17, 2012

Green means go, red means STOP!

I was not sure if I wanted to say anything about what happened last night on here, but I guess if I am halfway chronicling what goes on in my life, then I should. It was a typical Thursday, fairly steady at work, looking forward to getting home as most of us are. I pulled out of the garage and proceeded down Hollywood drive to the intersection of Washington St (51) to wait as usual for my turn to go across. The light turned green, no cars in the intersection and I was almost across when a distracted driver in a red SUV, doing at least 10-20  MPH over the speed limit, flew into the intersection without even braking a bit. I did not see her until she was in front of me, I swerved to the right as hard as I could, but we still made impact.

I would have T-boned her if I had not been traveling slowly and cutting the wheel. As it was, my left front got  crunched and her drivers rear side took the damage.

Don't ask me why my airbags did not deploy, I am almost grateful that they did not since that almost always spells a Total Loss. Her's did, in the front, when the impact was in the rear of her vehicle. I managed to maneuver my car onto the shoulder, just barely, the metal was pushing into my left front wheel. I called 911 to report it, since I did not know if she was hurt, and I knew neither of us was going to be able to drive away.

She admitted fault at the scene, said that she was distracted by someone walking in the road. I have to ask though, would that not caused her to slow down and be cautious rather than go faster and forget about the traffic light? I am guessing that she was on her phone, on her way home with dinner, since she said that she had just left McDonald's.

So..now I wait. Both of us have the same insurance carrier, and I called to file as soon as I got home from the emergency room. (work mobile was kind enough to give me a lift, and that was very appreciated) I have called State Farm 3 more times today and she still has not called. I don't know if she is waiting till Monday to call her local representative or not, some people don't realize that the major insurance carriers are mostly 24/7 now. We exchanged into, but not phone numbers. After calling 911 I had to crawl out of my passenger side since the drivers door would not open. The police arrived after we were almost complete with the information exchange, and we were given new questions to answer to them. Personally being in contact with her is not something I want to do. Yes, she was concerned and cooperative at the scene, but she damaged a car that had never been in an accident and has only 6 months to be paid off through her negligent driving.
 So yes, I am not happy, and talking to her would not help, so better no calls except to the insurance company.

It is almost 24 hrs since the accident occurred. My car is sitting in a tow lot, and I am not in a rental car yet. I guess I will have to depend on the kindness of my friends to get me to work Saturday and Sunday.
Of course, it has been suggested that I file through my own policy. Problem with that is I do not have the money to pay the deductible or out of pocket rental costs. I hope she remembers to be responsible soon.

g'nite
k

1 comment:

Anonymous said...

The primary thing is that you were not severely injured. It is sad about your car, but it is not worth your life.
You remember things from working claims, get the police report, get it to your agent or the claims rep.
Wishing you good luck with getting this mess sorted out.
You are lucky to have such good friends there to help you out!
Love, Mel

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