1. one very arrogant and nasty lady from Citi card demanding an immediate payment-again.
2. Medicaid-so I can be denied. Yep..denied. This is to help me get financial assistance from the hospital regarding the gallbladder surgery in September. I have to go to a local office to apply...strangely it is about 1 block away from where I live. I never would have known.
3.WV Lottery. My license is a temporary one for the Dual Rate Supervisor. The higher you go, the more information they require. I had a message to contact them and it took me a while to get a name and number. She was terrific. There is no way to describe my current financial situation other than nightmarish, pure and simple. She stated the whole purpose of the commission is to put people Back to work here in the panhandle, not to penalize them for being in a bad financial situation. They will work with me to settle issues. Really the message to call was to tell me that they have not had a chance yet to review my multi-jurisdictional application due to an office move and work overload. My current license expires in January 2012.
I have yet to do the most unpleasant calls..yes..tax agencies are never pleasant...they do not care for our excuses or lack of money. They, unlike the credit people, do not expect you to hit up rich family members for the cash. ( really, I have none, and I found that offensive. Citi-person has said that more than once. If I could have reached through the phone and popped her in the nose I would have. Rude..#@&^%$!!!! Sure...we all live to mooch off our family and friends. My family and friends are passengers in the same boat I am in.) The tax people do not care about the details of retrieval just the results.
4. What to do with the dining room set? After placing ads in the local papers..$50--waste of my puny funds. I had 2 calls, one back out and one no call back. It has to be moved into storage, another bill I do not want. The set might be useful in the future, but I need the money for the Now. Looks like that is a bust. Storage bill each month? ARGH! Also need muscle and truck to get this done. My friend has been very kind in letting it remain this long, I do not want to push my luck or make her angry. My previous muscle has moved to different shifts or no longer works at the casino.
is it too much to ask to have a week with no obligations? I guess so.
Funny, what I owe for taxes is almost equivalent to the amount of taxes I paid for Him, minus $600. So for $4900 which I paid to his federal and to file I am being charged $4300. Nothing like your money being worthless. All because I withdrew before I was 59 and to save his ass. Wish I could go back and undo that, but I cannot. Same for all the times my cards paid for repairs, tickets, tires, etc for him and us. I am stuck in this hole because of L-o-v-e. This really sucks.
Again..wanting that time machine, if for no other reason that to be smarter about trusting another person; that Someone who swore love for ever with a forked tongue and no real Honest intentions. I was used, very clear now after the fact. What a nice guy.
On to more fun..later..
k
3 comments:
At least the Lottery lady was nice!
Mel
Someone else might have suggested this, but if I were you, I would send a letter to all of the creditors informing them that you will only accept written communications and to continue to call your cell phone is a breach of the fair credit act. They are costing you money in the form of minutes. Minutes you don't have to use on them. Tell them in the letter you acknowledge them and you are doing the best you can do to rectify the situation, but that you will no longer accept telephone communications. I think not having to speak to them or worrying every time the phone rings might do a bit to help you feel better. Now you can't do this with the IRS, but everyone else you can.
Also I know you worry about litigation, but very few credit cards are willing to go to court over a balance. They just sell the debt to some shyster who is willing to stalk you for a percentage of the debt collected. You don't need to deal.
Big hugs sweetie!! Glad to read the good news on the job. Of course you are wanted!!
V
Thank you Vicki for the good advice!
When the cards go to a law office though it makes me nervous regarding a possible judgement given to directly take from my account. Will send the letters. They actually do both.
PS- I have a contact number for you regarding performing at the casino. I talked with him myself last night. Good band, Next to Zero was their name. The booking is done through an act booker in Atlantic City. Will email you with the contact info. Good Luck!!
k
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